# Cross-Chain Borrowing

NuroFi enables seamless cross-chain borrowing using a single collateral position secured on Arc. Users can deposit USYC as yield-bearing collateral on Arc and receive borrowed USDC or EURC directly on their destination chain without manually bridging assets or duplicating positions.

By leveraging LayerZero's omnichain messaging, NuroFi abstracts cross-chain complexity while maintaining a unified risk engine. Collateral valuation, health factor calculation, and liquidation logic remain on Arc, ensuring protocol safety even as stablecoin liquidity moves across chains.

Unlike traditional lending protocols that confine users to a single chain, NuroFi allows users to borrow on Base or other supported EVM chains while their USYC collateral stays on Arc, continuing to earn yield. This eliminates the need to bridge assets, manage multiple positions, or sacrifice yield just to access liquidity on another chain.

This design allows users to access capital wherever it is most needed while keeping yield-bearing assets efficiently deployed. Cross-chain borrowing through NuroFi unlocks capital efficiency, reduces friction, and positions Arc as the central liquidity hub for omnichain stablecoin lending.

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