Features

USYC as Yield-Bearing Collateral

NuroFi supports USYC (US Yield Coin) as first-class collateral. Users deposit USYC and continue earning approximately 3.24% net yield while their collateral backs active loans. Unlike traditional lending where collateral sits idle, NuroFi ensures your assets keep working for you. USYC is backed by the Hashnote International Short Duration Yield Fund Ltd., investing in Treasury bills and reverse repos backed by short-term US Government-backed securities, providing institutional-grade security for your collateral.

Cross-Chain Borrowing

NuroFi enables users to borrow USDC or EURC across chains using a single collateral position. Powered by LayerZero, collateral remains secured on Arc while borrowed stablecoins can be delivered to the user's destination chain. Lend USYC on Arc, borrow USDC on Base. No manual bridging, no duplicated positions, no liquidity fragmentation.

Multi-Currency Lending

NuroFi supports borrowing in both USDC and EURC, giving users flexibility to access dollar or euro liquidity based on their needs. USDC provides access to the leading digital dollar, while EURC offers MiCA-compliant euro stablecoins backed 100% by euro reserves. Whether for trading, payments, or FX exposure, users choose their preferred currency from one unified collateral position.

Arc as Liquidity Hub

NuroFi leverages Arc as the central liquidity hub for all stablecoin movements. Instead of fragmenting liquidity across multiple chains, Arc serves as the settlement layer where USDC and EURC are sourced, routed, and settled efficiently. All cross-chain operations flow through Arc, ensuring capital is always available where users need it.

Seamless Onboarding with Circle Wallets

NuroFi integrates Circle Wallets for simplified user authentication and wallet management. Users interact with multiple chains through a single wallet experience without needing to switch networks manually. One interface, one wallet, multiple chains.